SWIFT Code SCMOFR21 — SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE, FLERS

About SWIFT Code SCMOFR21 — SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE, FLERS

SWIFT code SCMOFR21 is the official 8-character head-office BIC (Bank Identifier Code) for SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE in FLERS, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE for all outward international remittances from FLERS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SCMOFR21

The code SCMOFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SCMOFR21

Receiving International Wire Transfers

To receive money from abroad at your SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE account in FLERS, share SWIFT code SCMOFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE, FLERS must provide SWIFT code SCMOFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE in FLERS rely on SWIFT code SCMOFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE →

For cheque clearing or NACH mandates, use the MICR code for SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE →

For TDS challan deposits, find the BSR code for SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE →

How SWIFT Code SCMOFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SCMOFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SCMOFR21

• Spaces or lowercase letters — Always enter SCMOFR21 uppercase with no spaces.
• Using the wrong city — This code is for FLERS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SCMOFR21 directly with SOCIETE ANONYME DE CREDIT IMMOBILIER DE L'ORNE's FLERS branch or via the SWIFT BIC Directory.