SWIFT Code SCSHFR21 — SCM DES SPECIALISTES PHOX, AUBERVILLIERS

About SWIFT Code SCSHFR21 — SCM DES SPECIALISTES PHOX, AUBERVILLIERS

SWIFT code SCSHFR21 is the official 8-character head-office BIC (Bank Identifier Code) for SCM DES SPECIALISTES PHOX in AUBERVILLIERS, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SCM DES SPECIALISTES PHOX for all outward international remittances from AUBERVILLIERS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SCSHFR21

The code SCSHFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SCSHFR21

Receiving International Wire Transfers

To receive money from abroad at your SCM DES SPECIALISTES PHOX account in AUBERVILLIERS, share SWIFT code SCSHFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SCM DES SPECIALISTES PHOX, AUBERVILLIERS must provide SWIFT code SCSHFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SCM DES SPECIALISTES PHOX in AUBERVILLIERS rely on SWIFT code SCSHFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SCM DES SPECIALISTES PHOX →

For cheque clearing or NACH mandates, use the MICR code for SCM DES SPECIALISTES PHOX →

For TDS challan deposits, find the BSR code for SCM DES SPECIALISTES PHOX →

How SWIFT Code SCSHFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SCSHFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SCM DES SPECIALISTES PHOX.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SCM DES SPECIALISTES PHOX receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SCSHFR21

• Spaces or lowercase letters — Always enter SCSHFR21 uppercase with no spaces.
• Using the wrong city — This code is for AUBERVILLIERS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SCSHFR21 directly with SCM DES SPECIALISTES PHOX's AUBERVILLIERS branch or via the SWIFT BIC Directory.