SWIFT Code SCOSFR21 — SACICAP DE SAVOIE, CHAMBERY

About SWIFT Code SCOSFR21 — SACICAP DE SAVOIE, CHAMBERY

SWIFT code SCOSFR21 is the official 8-character head-office BIC (Bank Identifier Code) for SACICAP DE SAVOIE in CHAMBERY, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SACICAP DE SAVOIE for all outward international remittances from CHAMBERY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SCOSFR21

The code SCOSFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SCOSFR21

Receiving International Wire Transfers

To receive money from abroad at your SACICAP DE SAVOIE account in CHAMBERY, share SWIFT code SCOSFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SACICAP DE SAVOIE, CHAMBERY must provide SWIFT code SCOSFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SACICAP DE SAVOIE in CHAMBERY rely on SWIFT code SCOSFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SACICAP DE SAVOIE →

For cheque clearing or NACH mandates, use the MICR code for SACICAP DE SAVOIE →

For TDS challan deposits, find the BSR code for SACICAP DE SAVOIE →

How SWIFT Code SCOSFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SCOSFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SACICAP DE SAVOIE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SACICAP DE SAVOIE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SCOSFR21

• Spaces or lowercase letters — Always enter SCOSFR21 uppercase with no spaces.
• Using the wrong city — This code is for CHAMBERY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SCOSFR21 directly with SACICAP DE SAVOIE's CHAMBERY branch or via the SWIFT BIC Directory.