SWIFT Code PRMUFR21 — PREMUT, SAINT ETIENNE

About SWIFT Code PRMUFR21 — PREMUT, SAINT ETIENNE

SWIFT code PRMUFR21 is the official 8-character head-office BIC (Bank Identifier Code) for PREMUT in SAINT ETIENNE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PREMUT for all outward international remittances from SAINT ETIENNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PRMUFR21

The code PRMUFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PRMUFR21

Receiving International Wire Transfers

To receive money from abroad at your PREMUT account in SAINT ETIENNE, share SWIFT code PRMUFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PREMUT, SAINT ETIENNE must provide SWIFT code PRMUFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PREMUT in SAINT ETIENNE rely on SWIFT code PRMUFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PREMUT →

For cheque clearing or NACH mandates, use the MICR code for PREMUT →

For TDS challan deposits, find the BSR code for PREMUT →

How SWIFT Code PRMUFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PRMUFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PREMUT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PREMUT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PRMUFR21

• Spaces or lowercase letters — Always enter PRMUFR21 uppercase with no spaces.
• Using the wrong city — This code is for SAINT ETIENNE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PRMUFR21 directly with PREMUT's SAINT ETIENNE branch or via the SWIFT BIC Directory.