SWIFT Code PHNEFRP1 — PHILIPPINE NATIONAL BANK EUROPE, PARIS

About SWIFT Code PHNEFRP1 — PHILIPPINE NATIONAL BANK EUROPE, PARIS

SWIFT code PHNEFRP1 is the official 8-character head-office BIC (Bank Identifier Code) for PHILIPPINE NATIONAL BANK EUROPE in PARIS, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PHILIPPINE NATIONAL BANK EUROPE for all outward international remittances from PARIS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PHNEFRP1

The code PHNEFRP1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PHNEFRP1

Receiving International Wire Transfers

To receive money from abroad at your PHILIPPINE NATIONAL BANK EUROPE account in PARIS, share SWIFT code PHNEFRP1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PHILIPPINE NATIONAL BANK EUROPE, PARIS must provide SWIFT code PHNEFRP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PHILIPPINE NATIONAL BANK EUROPE in PARIS rely on SWIFT code PHNEFRP1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PHILIPPINE NATIONAL BANK EUROPE →

For cheque clearing or NACH mandates, use the MICR code for PHILIPPINE NATIONAL BANK EUROPE →

For TDS challan deposits, find the BSR code for PHILIPPINE NATIONAL BANK EUROPE →

How SWIFT Code PHNEFRP1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PHNEFRP1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PHILIPPINE NATIONAL BANK EUROPE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PHILIPPINE NATIONAL BANK EUROPE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PHNEFRP1

• Spaces or lowercase letters — Always enter PHNEFRP1 uppercase with no spaces.
• Using the wrong city — This code is for PARIS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PHNEFRP1 directly with PHILIPPINE NATIONAL BANK EUROPE's PARIS branch or via the SWIFT BIC Directory.