SWIFT Code OPACFR21 — OPAC 38, GRENOBLE

About SWIFT Code OPACFR21 — OPAC 38, GRENOBLE

SWIFT code OPACFR21 is the official 8-character head-office BIC (Bank Identifier Code) for OPAC 38 in GRENOBLE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by OPAC 38 for all outward international remittances from GRENOBLE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code OPACFR21

The code OPACFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code OPACFR21

Receiving International Wire Transfers

To receive money from abroad at your OPAC 38 account in GRENOBLE, share SWIFT code OPACFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at OPAC 38, GRENOBLE must provide SWIFT code OPACFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using OPAC 38 in GRENOBLE rely on SWIFT code OPACFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for OPAC 38 →

For cheque clearing or NACH mandates, use the MICR code for OPAC 38 →

For TDS challan deposits, find the BSR code for OPAC 38 →

How SWIFT Code OPACFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code OPACFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to OPAC 38.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: OPAC 38 receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code OPACFR21

• Spaces or lowercase letters — Always enter OPACFR21 uppercase with no spaces.
• Using the wrong city — This code is for GRENOBLE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm OPACFR21 directly with OPAC 38's GRENOBLE branch or via the SWIFT BIC Directory.