SWIFT Code MUCNFR21 — MUTUELLE DES CHEMINOTS DE NORMANDIE, CAEN

About SWIFT Code MUCNFR21 — MUTUELLE DES CHEMINOTS DE NORMANDIE, CAEN

SWIFT code MUCNFR21 is the official 8-character head-office BIC (Bank Identifier Code) for MUTUELLE DES CHEMINOTS DE NORMANDIE in CAEN, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MUTUELLE DES CHEMINOTS DE NORMANDIE for all outward international remittances from CAEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MUCNFR21

The code MUCNFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MUCNFR21

Receiving International Wire Transfers

To receive money from abroad at your MUTUELLE DES CHEMINOTS DE NORMANDIE account in CAEN, share SWIFT code MUCNFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MUTUELLE DES CHEMINOTS DE NORMANDIE, CAEN must provide SWIFT code MUCNFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MUTUELLE DES CHEMINOTS DE NORMANDIE in CAEN rely on SWIFT code MUCNFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MUTUELLE DES CHEMINOTS DE NORMANDIE →

For cheque clearing or NACH mandates, use the MICR code for MUTUELLE DES CHEMINOTS DE NORMANDIE →

For TDS challan deposits, find the BSR code for MUTUELLE DES CHEMINOTS DE NORMANDIE →

How SWIFT Code MUCNFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MUCNFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MUTUELLE DES CHEMINOTS DE NORMANDIE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MUTUELLE DES CHEMINOTS DE NORMANDIE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MUCNFR21

• Spaces or lowercase letters — Always enter MUCNFR21 uppercase with no spaces.
• Using the wrong city — This code is for CAEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MUCNFR21 directly with MUTUELLE DES CHEMINOTS DE NORMANDIE's CAEN branch or via the SWIFT BIC Directory.