SWIFT Code MALIFR21 — MUTAVIE ACTI PLUS TRESORERIE, NIORT

About SWIFT Code MALIFR21 — MUTAVIE ACTI PLUS TRESORERIE, NIORT

SWIFT code MALIFR21 is the official 8-character head-office BIC (Bank Identifier Code) for MUTAVIE ACTI PLUS TRESORERIE in NIORT, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MUTAVIE ACTI PLUS TRESORERIE for all outward international remittances from NIORT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MALIFR21

The code MALIFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MALIFR21

Receiving International Wire Transfers

To receive money from abroad at your MUTAVIE ACTI PLUS TRESORERIE account in NIORT, share SWIFT code MALIFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MUTAVIE ACTI PLUS TRESORERIE, NIORT must provide SWIFT code MALIFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MUTAVIE ACTI PLUS TRESORERIE in NIORT rely on SWIFT code MALIFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MUTAVIE ACTI PLUS TRESORERIE →

For cheque clearing or NACH mandates, use the MICR code for MUTAVIE ACTI PLUS TRESORERIE →

For TDS challan deposits, find the BSR code for MUTAVIE ACTI PLUS TRESORERIE →

How SWIFT Code MALIFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MALIFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MUTAVIE ACTI PLUS TRESORERIE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MUTAVIE ACTI PLUS TRESORERIE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MALIFR21

• Spaces or lowercase letters — Always enter MALIFR21 uppercase with no spaces.
• Using the wrong city — This code is for NIORT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MALIFR21 directly with MUTAVIE ACTI PLUS TRESORERIE's NIORT branch or via the SWIFT BIC Directory.