SWIFT Code MUNOFR21 — MUTAME NORMANDIE, SAINT LO

About SWIFT Code MUNOFR21 — MUTAME NORMANDIE, SAINT LO

SWIFT code MUNOFR21 is the official 8-character head-office BIC (Bank Identifier Code) for MUTAME NORMANDIE in SAINT LO, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MUTAME NORMANDIE for all outward international remittances from SAINT LO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MUNOFR21

The code MUNOFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MUNOFR21

Receiving International Wire Transfers

To receive money from abroad at your MUTAME NORMANDIE account in SAINT LO, share SWIFT code MUNOFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MUTAME NORMANDIE, SAINT LO must provide SWIFT code MUNOFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MUTAME NORMANDIE in SAINT LO rely on SWIFT code MUNOFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MUTAME NORMANDIE →

For cheque clearing or NACH mandates, use the MICR code for MUTAME NORMANDIE →

For TDS challan deposits, find the BSR code for MUTAME NORMANDIE →

How SWIFT Code MUNOFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MUNOFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MUTAME NORMANDIE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MUTAME NORMANDIE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MUNOFR21

• Spaces or lowercase letters — Always enter MUNOFR21 uppercase with no spaces.
• Using the wrong city — This code is for SAINT LO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MUNOFR21 directly with MUTAME NORMANDIE's SAINT LO branch or via the SWIFT BIC Directory.