SWIFT Code MMAIFR21 — MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE, NIORT

About SWIFT Code MMAIFR21 — MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE, NIORT

SWIFT code MMAIFR21 is the official 8-character head-office BIC (Bank Identifier Code) for MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE in NIORT, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE for all outward international remittances from NIORT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MMAIFR21

The code MMAIFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MMAIFR21

Receiving International Wire Transfers

To receive money from abroad at your MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE account in NIORT, share SWIFT code MMAIFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE, NIORT must provide SWIFT code MMAIFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE in NIORT rely on SWIFT code MMAIFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE →

For cheque clearing or NACH mandates, use the MICR code for MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE →

For TDS challan deposits, find the BSR code for MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE →

How SWIFT Code MMAIFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MMAIFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MMAIFR21

• Spaces or lowercase letters — Always enter MMAIFR21 uppercase with no spaces.
• Using the wrong city — This code is for NIORT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MMAIFR21 directly with MAIF-MUTUELLE ASSURANCE INSTITUTEUR FRANCE's NIORT branch or via the SWIFT BIC Directory.