SWIFT Code EXFCFR21 — EXPERT ET FINANCE, LYON

About SWIFT Code EXFCFR21 — EXPERT ET FINANCE, LYON

SWIFT code EXFCFR21 is the official 8-character head-office BIC (Bank Identifier Code) for EXPERT ET FINANCE in LYON, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by EXPERT ET FINANCE for all outward international remittances from LYON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code EXFCFR21

The code EXFCFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code EXFCFR21

Receiving International Wire Transfers

To receive money from abroad at your EXPERT ET FINANCE account in LYON, share SWIFT code EXFCFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at EXPERT ET FINANCE, LYON must provide SWIFT code EXFCFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using EXPERT ET FINANCE in LYON rely on SWIFT code EXFCFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for EXPERT ET FINANCE →

For cheque clearing or NACH mandates, use the MICR code for EXPERT ET FINANCE →

For TDS challan deposits, find the BSR code for EXPERT ET FINANCE →

How SWIFT Code EXFCFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code EXFCFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to EXPERT ET FINANCE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: EXPERT ET FINANCE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code EXFCFR21

• Spaces or lowercase letters — Always enter EXFCFR21 uppercase with no spaces.
• Using the wrong city — This code is for LYON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EXFCFR21 directly with EXPERT ET FINANCE's LYON branch or via the SWIFT BIC Directory.