SWIFT Code CMCIFR21BCM — CREDIT MUTUEL, LILLE

About SWIFT Code CMCIFR21BCM — CREDIT MUTUEL, LILLE

SWIFT code CMCIFR21BCM is the official 11-character branch-specific BIC (Bank Identifier Code) for CREDIT MUTUEL in LILLE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CREDIT MUTUEL for all outward international remittances from LILLE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CMCIFR21BCM

The code CMCIFR21BCM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CMCIFR21BCM

Receiving International Wire Transfers

To receive money from abroad at your CREDIT MUTUEL account in LILLE, share SWIFT code CMCIFR21BCM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CREDIT MUTUEL, LILLE must provide SWIFT code CMCIFR21BCM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CREDIT MUTUEL in LILLE rely on SWIFT code CMCIFR21BCM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDIT MUTUEL →

For cheque clearing or NACH mandates, use the MICR code for CREDIT MUTUEL →

For TDS challan deposits, find the BSR code for CREDIT MUTUEL →

How SWIFT Code CMCIFR21BCM Routes an International Transfer

1. Initiation: The sender provides SWIFT code CMCIFR21BCM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CREDIT MUTUEL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CREDIT MUTUEL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CMCIFR21BCM

• Spaces or lowercase letters — Always enter CMCIFR21BCM uppercase with no spaces.
• Using the wrong city — This code is for LILLE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CMCIFR21BCM directly with CREDIT MUTUEL's LILLE branch or via the SWIFT BIC Directory.