SWIFT Code CMCIFR31EQU — CM - CIC BANQUES, PARIS

About SWIFT Code CMCIFR31EQU — CM - CIC BANQUES, PARIS

SWIFT code CMCIFR31EQU is the official 11-character branch-specific BIC (Bank Identifier Code) for CM - CIC BANQUES in PARIS, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CM - CIC BANQUES for all outward international remittances from PARIS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CMCIFR31EQU

The code CMCIFR31EQU follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CMCIFR31EQU

Receiving International Wire Transfers

To receive money from abroad at your CM - CIC BANQUES account in PARIS, share SWIFT code CMCIFR31EQU with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CM - CIC BANQUES, PARIS must provide SWIFT code CMCIFR31EQU. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CM - CIC BANQUES in PARIS rely on SWIFT code CMCIFR31EQU for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CM - CIC BANQUES →

For cheque clearing or NACH mandates, use the MICR code for CM - CIC BANQUES →

For TDS challan deposits, find the BSR code for CM - CIC BANQUES →

How SWIFT Code CMCIFR31EQU Routes an International Transfer

1. Initiation: The sender provides SWIFT code CMCIFR31EQU and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CM - CIC BANQUES.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CM - CIC BANQUES receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CMCIFR31EQU

• Spaces or lowercase letters — Always enter CMCIFR31EQU uppercase with no spaces.
• Using the wrong city — This code is for PARIS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CMCIFR31EQU directly with CM - CIC BANQUES's PARIS branch or via the SWIFT BIC Directory.