SWIFT Code CEPAFRPP426 — CAISSE D'EPARGNE DE LOIRE DROME ARDECHE, SAINT ETIENNE

About SWIFT Code CEPAFRPP426 — CAISSE D'EPARGNE DE LOIRE DROME ARDECHE, SAINT ETIENNE

SWIFT code CEPAFRPP426 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAISSE D'EPARGNE DE LOIRE DROME ARDECHE in SAINT ETIENNE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAISSE D'EPARGNE DE LOIRE DROME ARDECHE for all outward international remittances from SAINT ETIENNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CEPAFRPP426

The code CEPAFRPP426 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CEPAFRPP426

Receiving International Wire Transfers

To receive money from abroad at your CAISSE D'EPARGNE DE LOIRE DROME ARDECHE account in SAINT ETIENNE, share SWIFT code CEPAFRPP426 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAISSE D'EPARGNE DE LOIRE DROME ARDECHE, SAINT ETIENNE must provide SWIFT code CEPAFRPP426. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAISSE D'EPARGNE DE LOIRE DROME ARDECHE in SAINT ETIENNE rely on SWIFT code CEPAFRPP426 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAISSE D'EPARGNE DE LOIRE DROME ARDECHE →

For cheque clearing or NACH mandates, use the MICR code for CAISSE D'EPARGNE DE LOIRE DROME ARDECHE →

For TDS challan deposits, find the BSR code for CAISSE D'EPARGNE DE LOIRE DROME ARDECHE →

How SWIFT Code CEPAFRPP426 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CEPAFRPP426 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAISSE D'EPARGNE DE LOIRE DROME ARDECHE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAISSE D'EPARGNE DE LOIRE DROME ARDECHE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CEPAFRPP426

• Spaces or lowercase letters — Always enter CEPAFRPP426 uppercase with no spaces.
• Using the wrong city — This code is for SAINT ETIENNE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CEPAFRPP426 directly with CAISSE D'EPARGNE DE LOIRE DROME ARDECHE's SAINT ETIENNE branch or via the SWIFT BIC Directory.