SWIFT Code BNUGFR21 — BANQUE NUGER, CLERMONT FERRAND
Verified SWIFT/BIC code for BANQUE NUGER in CLERMONT FERRAND, France. Use this code for international wire transfers.
CLERMONT FERRAND
BANQUE NUGER · France
SWIFT / BIC Code
BNUGFR21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
CLERMONT FERRAND
City
Country Code
FR
Connection Status
Active
About SWIFT Code BNUGFR21 — BANQUE NUGER, CLERMONT FERRAND
SWIFT code BNUGFR21 is the official 8-character head-office BIC (Bank Identifier Code) for BANQUE NUGER in CLERMONT FERRAND, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANQUE NUGER for all outward international remittances from CLERMONT FERRAND. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BNUGFR21
The code BNUGFR21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BNUG | 4 letters | Identifies BANQUE NUGER as the institution |
| Country Code | FR | 2 letters | ISO 3166-1 alpha-2 code for France |
| Location Code | 21 | 2 chars | City/region identifier within France |
When to Use SWIFT Code BNUGFR21
Receiving International Wire Transfers
To receive money from abroad at your BANQUE NUGER account in CLERMONT FERRAND, share SWIFT code BNUGFR21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANQUE NUGER, CLERMONT FERRAND must provide SWIFT code BNUGFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANQUE NUGER in CLERMONT FERRAND rely on SWIFT code BNUGFR21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BNUGFR21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE NUGER →
For cheque clearing or NACH mandates, use the MICR code for BANQUE NUGER →
For TDS challan deposits, find the BSR code for BANQUE NUGER →
How SWIFT Code BNUGFR21 Routes an International Transfer
- Initiation: The sender provides SWIFT code BNUGFR21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANQUE NUGER.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANQUE NUGER receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BNUGFR21
- Spaces or lowercase letters — Always enter
BNUGFR21uppercase with no spaces. - Using the wrong city — This code is for CLERMONT FERRAND only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BNUGFR21 directly with BANQUE NUGER's CLERMONT FERRAND branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANQUE NUGER's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
