SWIFT Code LAYDFR2W — BANQUE LAYDERNIER, ANNECY

About SWIFT Code LAYDFR2W — BANQUE LAYDERNIER, ANNECY

SWIFT code LAYDFR2W is the official 8-character head-office BIC (Bank Identifier Code) for BANQUE LAYDERNIER in ANNECY, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE LAYDERNIER for all outward international remittances from ANNECY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LAYDFR2W

The code LAYDFR2W follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LAYDFR2W

Receiving International Wire Transfers

To receive money from abroad at your BANQUE LAYDERNIER account in ANNECY, share SWIFT code LAYDFR2W with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE LAYDERNIER, ANNECY must provide SWIFT code LAYDFR2W. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE LAYDERNIER in ANNECY rely on SWIFT code LAYDFR2W for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE LAYDERNIER →

For cheque clearing or NACH mandates, use the MICR code for BANQUE LAYDERNIER →

For TDS challan deposits, find the BSR code for BANQUE LAYDERNIER →

How SWIFT Code LAYDFR2W Routes an International Transfer

1. Initiation: The sender provides SWIFT code LAYDFR2W and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE LAYDERNIER.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE LAYDERNIER receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LAYDFR2W

• Spaces or lowercase letters — Always enter LAYDFR2W uppercase with no spaces.
• Using the wrong city — This code is for ANNECY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LAYDFR2W directly with BANQUE LAYDERNIER's ANNECY branch or via the SWIFT BIC Directory.