SWIFT Code CRGEFR2X — BANCA CARIGE SPA, NICE

About SWIFT Code CRGEFR2X — BANCA CARIGE SPA, NICE

SWIFT code CRGEFR2X is the official 8-character head-office BIC (Bank Identifier Code) for BANCA CARIGE SPA in NICE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA CARIGE SPA for all outward international remittances from NICE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CRGEFR2X

The code CRGEFR2X follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CRGEFR2X

Receiving International Wire Transfers

To receive money from abroad at your BANCA CARIGE SPA account in NICE, share SWIFT code CRGEFR2X with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA CARIGE SPA, NICE must provide SWIFT code CRGEFR2X. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA CARIGE SPA in NICE rely on SWIFT code CRGEFR2X for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA CARIGE SPA →

For cheque clearing or NACH mandates, use the MICR code for BANCA CARIGE SPA →

For TDS challan deposits, find the BSR code for BANCA CARIGE SPA →

How SWIFT Code CRGEFR2X Routes an International Transfer

1. Initiation: The sender provides SWIFT code CRGEFR2X and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA CARIGE SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA CARIGE SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CRGEFR2X

• Spaces or lowercase letters — Always enter CRGEFR2X uppercase with no spaces.
• Using the wrong city — This code is for NICE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CRGEFR2X directly with BANCA CARIGE SPA's NICE branch or via the SWIFT BIC Directory.