SWIFT Code AFEAFR21 — AFI EUROPE IARD SA, LILLE

About SWIFT Code AFEAFR21 — AFI EUROPE IARD SA, LILLE

SWIFT code AFEAFR21 is the official 8-character head-office BIC (Bank Identifier Code) for AFI EUROPE IARD SA in LILLE, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AFI EUROPE IARD SA for all outward international remittances from LILLE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code AFEAFR21

The code AFEAFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code AFEAFR21

Receiving International Wire Transfers

To receive money from abroad at your AFI EUROPE IARD SA account in LILLE, share SWIFT code AFEAFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AFI EUROPE IARD SA, LILLE must provide SWIFT code AFEAFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AFI EUROPE IARD SA in LILLE rely on SWIFT code AFEAFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AFI EUROPE IARD SA →

For cheque clearing or NACH mandates, use the MICR code for AFI EUROPE IARD SA →

For TDS challan deposits, find the BSR code for AFI EUROPE IARD SA →

How SWIFT Code AFEAFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code AFEAFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AFI EUROPE IARD SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AFI EUROPE IARD SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code AFEAFR21

• Spaces or lowercase letters — Always enter AFEAFR21 uppercase with no spaces.
• Using the wrong city — This code is for LILLE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AFEAFR21 directly with AFI EUROPE IARD SA's LILLE branch or via the SWIFT BIC Directory.