SWIFT Code ACAAFR21 — ACTE IARD, SCHILTIGHEIM

About SWIFT Code ACAAFR21 — ACTE IARD, SCHILTIGHEIM

SWIFT code ACAAFR21 is the official 8-character head-office BIC (Bank Identifier Code) for ACTE IARD in SCHILTIGHEIM, France. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ACTE IARD for all outward international remittances from SCHILTIGHEIM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ACAAFR21

The code ACAAFR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ACAAFR21

Receiving International Wire Transfers

To receive money from abroad at your ACTE IARD account in SCHILTIGHEIM, share SWIFT code ACAAFR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ACTE IARD, SCHILTIGHEIM must provide SWIFT code ACAAFR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ACTE IARD in SCHILTIGHEIM rely on SWIFT code ACAAFR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ACTE IARD →

For cheque clearing or NACH mandates, use the MICR code for ACTE IARD →

For TDS challan deposits, find the BSR code for ACTE IARD →

How SWIFT Code ACAAFR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ACAAFR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ACTE IARD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ACTE IARD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ACAAFR21

• Spaces or lowercase letters — Always enter ACAAFR21 uppercase with no spaces.
• Using the wrong city — This code is for SCHILTIGHEIM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within France.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ACAAFR21 directly with ACTE IARD's SCHILTIGHEIM branch or via the SWIFT BIC Directory.