SWIFT Code UNBRFIH1 — UB SECURITIES OY, HELSINKI

About SWIFT Code UNBRFIH1 — UB SECURITIES OY, HELSINKI

SWIFT code UNBRFIH1 is the official 8-character head-office BIC (Bank Identifier Code) for UB SECURITIES OY in HELSINKI, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UB SECURITIES OY for all outward international remittances from HELSINKI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNBRFIH1

The code UNBRFIH1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNBRFIH1

Receiving International Wire Transfers

To receive money from abroad at your UB SECURITIES OY account in HELSINKI, share SWIFT code UNBRFIH1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UB SECURITIES OY, HELSINKI must provide SWIFT code UNBRFIH1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UB SECURITIES OY in HELSINKI rely on SWIFT code UNBRFIH1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UB SECURITIES OY →

For cheque clearing or NACH mandates, use the MICR code for UB SECURITIES OY →

For TDS challan deposits, find the BSR code for UB SECURITIES OY →

How SWIFT Code UNBRFIH1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNBRFIH1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UB SECURITIES OY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UB SECURITIES OY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNBRFIH1

• Spaces or lowercase letters — Always enter UNBRFIH1 uppercase with no spaces.
• Using the wrong city — This code is for HELSINKI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNBRFIH1 directly with UB SECURITIES OY's HELSINKI branch or via the SWIFT BIC Directory.