SWIFT Code HANDFIHH — SVENSKA HANDELSBANKEN, HELSINKI

About SWIFT Code HANDFIHH — SVENSKA HANDELSBANKEN, HELSINKI

SWIFT code HANDFIHH is the official 8-character head-office BIC (Bank Identifier Code) for SVENSKA HANDELSBANKEN in HELSINKI, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SVENSKA HANDELSBANKEN for all outward international remittances from HELSINKI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HANDFIHH

The code HANDFIHH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HANDFIHH

Receiving International Wire Transfers

To receive money from abroad at your SVENSKA HANDELSBANKEN account in HELSINKI, share SWIFT code HANDFIHH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SVENSKA HANDELSBANKEN, HELSINKI must provide SWIFT code HANDFIHH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SVENSKA HANDELSBANKEN in HELSINKI rely on SWIFT code HANDFIHH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SVENSKA HANDELSBANKEN →

For cheque clearing or NACH mandates, use the MICR code for SVENSKA HANDELSBANKEN →

For TDS challan deposits, find the BSR code for SVENSKA HANDELSBANKEN →

How SWIFT Code HANDFIHH Routes an International Transfer

1. Initiation: The sender provides SWIFT code HANDFIHH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SVENSKA HANDELSBANKEN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SVENSKA HANDELSBANKEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HANDFIHH

• Spaces or lowercase letters — Always enter HANDFIHH uppercase with no spaces.
• Using the wrong city — This code is for HELSINKI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HANDFIHH directly with SVENSKA HANDELSBANKEN's HELSINKI branch or via the SWIFT BIC Directory.