SWIFT Code PUOSFI21 — PUDASJARVEN OSUUSPANKKI, PUDASJARVI
Verified SWIFT/BIC code for PUDASJARVEN OSUUSPANKKI in PUDASJARVI, Finland. Use this code for international wire transfers.
PUDASJARVI
PUDASJARVEN OSUUSPANKKI · Finland
SWIFT / BIC Code
PUOSFI21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
PUDASJARVI
City
Country Code
FI
Connection Status
Active
About SWIFT Code PUOSFI21 — PUDASJARVEN OSUUSPANKKI, PUDASJARVI
SWIFT code PUOSFI21 is the official 8-character head-office BIC (Bank Identifier Code) for PUDASJARVEN OSUUSPANKKI in PUDASJARVI, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by PUDASJARVEN OSUUSPANKKI for all outward international remittances from PUDASJARVI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code PUOSFI21
The code PUOSFI21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | PUOS | 4 letters | Identifies PUDASJARVEN OSUUSPANKKI as the institution |
| Country Code | FI | 2 letters | ISO 3166-1 alpha-2 code for Finland |
| Location Code | 21 | 2 chars | City/region identifier within Finland |
When to Use SWIFT Code PUOSFI21
Receiving International Wire Transfers
To receive money from abroad at your PUDASJARVEN OSUUSPANKKI account in PUDASJARVI, share SWIFT code PUOSFI21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at PUDASJARVEN OSUUSPANKKI, PUDASJARVI must provide SWIFT code PUOSFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using PUDASJARVEN OSUUSPANKKI in PUDASJARVI rely on SWIFT code PUOSFI21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT PUOSFI21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PUDASJARVEN OSUUSPANKKI →
For cheque clearing or NACH mandates, use the MICR code for PUDASJARVEN OSUUSPANKKI →
For TDS challan deposits, find the BSR code for PUDASJARVEN OSUUSPANKKI →
How SWIFT Code PUOSFI21 Routes an International Transfer
- Initiation: The sender provides SWIFT code PUOSFI21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to PUDASJARVEN OSUUSPANKKI.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: PUDASJARVEN OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code PUOSFI21
- Spaces or lowercase letters — Always enter
PUOSFI21uppercase with no spaces. - Using the wrong city — This code is for PUDASJARVI only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PUOSFI21 directly with PUDASJARVEN OSUUSPANKKI's PUDASJARVI branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against PUDASJARVEN OSUUSPANKKI's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
