SWIFT Code PIIKFI21 — PIIKKION OSUUSPANKKI, PIIKKIO

About SWIFT Code PIIKFI21 — PIIKKION OSUUSPANKKI, PIIKKIO

SWIFT code PIIKFI21 is the official 8-character head-office BIC (Bank Identifier Code) for PIIKKION OSUUSPANKKI in PIIKKIO, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PIIKKION OSUUSPANKKI for all outward international remittances from PIIKKIO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PIIKFI21

The code PIIKFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PIIKFI21

Receiving International Wire Transfers

To receive money from abroad at your PIIKKION OSUUSPANKKI account in PIIKKIO, share SWIFT code PIIKFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PIIKKION OSUUSPANKKI, PIIKKIO must provide SWIFT code PIIKFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PIIKKION OSUUSPANKKI in PIIKKIO rely on SWIFT code PIIKFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PIIKKION OSUUSPANKKI →

For cheque clearing or NACH mandates, use the MICR code for PIIKKION OSUUSPANKKI →

For TDS challan deposits, find the BSR code for PIIKKION OSUUSPANKKI →

How SWIFT Code PIIKFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PIIKFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PIIKKION OSUUSPANKKI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PIIKKION OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PIIKFI21

• Spaces or lowercase letters — Always enter PIIKFI21 uppercase with no spaces.
• Using the wrong city — This code is for PIIKKIO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PIIKFI21 directly with PIIKKION OSUUSPANKKI's PIIKKIO branch or via the SWIFT BIC Directory.