SWIFT Code PAOPFI21 — PAATTISTEN OSUUSPANKKI, PAATTINEN

About SWIFT Code PAOPFI21 — PAATTISTEN OSUUSPANKKI, PAATTINEN

SWIFT code PAOPFI21 is the official 8-character head-office BIC (Bank Identifier Code) for PAATTISTEN OSUUSPANKKI in PAATTINEN, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PAATTISTEN OSUUSPANKKI for all outward international remittances from PAATTINEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PAOPFI21

The code PAOPFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PAOPFI21

Receiving International Wire Transfers

To receive money from abroad at your PAATTISTEN OSUUSPANKKI account in PAATTINEN, share SWIFT code PAOPFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PAATTISTEN OSUUSPANKKI, PAATTINEN must provide SWIFT code PAOPFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PAATTISTEN OSUUSPANKKI in PAATTINEN rely on SWIFT code PAOPFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PAATTISTEN OSUUSPANKKI →

For cheque clearing or NACH mandates, use the MICR code for PAATTISTEN OSUUSPANKKI →

For TDS challan deposits, find the BSR code for PAATTISTEN OSUUSPANKKI →

How SWIFT Code PAOPFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PAOPFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PAATTISTEN OSUUSPANKKI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PAATTISTEN OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PAOPFI21

• Spaces or lowercase letters — Always enter PAOPFI21 uppercase with no spaces.
• Using the wrong city — This code is for PAATTINEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PAOPFI21 directly with PAATTISTEN OSUUSPANKKI's PAATTINEN branch or via the SWIFT BIC Directory.