SWIFT Code MUOSFI21 — MULTIAN OSUUSPANKKI, MULTIA

About SWIFT Code MUOSFI21 — MULTIAN OSUUSPANKKI, MULTIA

SWIFT code MUOSFI21 is the official 8-character head-office BIC (Bank Identifier Code) for MULTIAN OSUUSPANKKI in MULTIA, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MULTIAN OSUUSPANKKI for all outward international remittances from MULTIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MUOSFI21

The code MUOSFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MUOSFI21

Receiving International Wire Transfers

To receive money from abroad at your MULTIAN OSUUSPANKKI account in MULTIA, share SWIFT code MUOSFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MULTIAN OSUUSPANKKI, MULTIA must provide SWIFT code MUOSFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MULTIAN OSUUSPANKKI in MULTIA rely on SWIFT code MUOSFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MULTIAN OSUUSPANKKI →

For cheque clearing or NACH mandates, use the MICR code for MULTIAN OSUUSPANKKI →

For TDS challan deposits, find the BSR code for MULTIAN OSUUSPANKKI →

How SWIFT Code MUOSFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MUOSFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MULTIAN OSUUSPANKKI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MULTIAN OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MUOSFI21

• Spaces or lowercase letters — Always enter MUOSFI21 uppercase with no spaces.
• Using the wrong city — This code is for MULTIA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MUOSFI21 directly with MULTIAN OSUUSPANKKI's MULTIA branch or via the SWIFT BIC Directory.