SWIFT Code LAPLFI21 — LAPINLAHDEN OSUUSPANKKI, LAPINLAHTI

About SWIFT Code LAPLFI21 — LAPINLAHDEN OSUUSPANKKI, LAPINLAHTI

SWIFT code LAPLFI21 is the official 8-character head-office BIC (Bank Identifier Code) for LAPINLAHDEN OSUUSPANKKI in LAPINLAHTI, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LAPINLAHDEN OSUUSPANKKI for all outward international remittances from LAPINLAHTI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LAPLFI21

The code LAPLFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LAPLFI21

Receiving International Wire Transfers

To receive money from abroad at your LAPINLAHDEN OSUUSPANKKI account in LAPINLAHTI, share SWIFT code LAPLFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LAPINLAHDEN OSUUSPANKKI, LAPINLAHTI must provide SWIFT code LAPLFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LAPINLAHDEN OSUUSPANKKI in LAPINLAHTI rely on SWIFT code LAPLFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LAPINLAHDEN OSUUSPANKKI →

For cheque clearing or NACH mandates, use the MICR code for LAPINLAHDEN OSUUSPANKKI →

For TDS challan deposits, find the BSR code for LAPINLAHDEN OSUUSPANKKI →

How SWIFT Code LAPLFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LAPLFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LAPINLAHDEN OSUUSPANKKI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LAPINLAHDEN OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LAPLFI21

• Spaces or lowercase letters — Always enter LAPLFI21 uppercase with no spaces.
• Using the wrong city — This code is for LAPINLAHTI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LAPLFI21 directly with LAPINLAHDEN OSUUSPANKKI's LAPINLAHTI branch or via the SWIFT BIC Directory.