SWIFT Code KRADFI21 — KRONOBY ANDELSBANK, KRONOBY

About SWIFT Code KRADFI21 — KRONOBY ANDELSBANK, KRONOBY

SWIFT code KRADFI21 is the official 8-character head-office BIC (Bank Identifier Code) for KRONOBY ANDELSBANK in KRONOBY, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KRONOBY ANDELSBANK for all outward international remittances from KRONOBY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KRADFI21

The code KRADFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KRADFI21

Receiving International Wire Transfers

To receive money from abroad at your KRONOBY ANDELSBANK account in KRONOBY, share SWIFT code KRADFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KRONOBY ANDELSBANK, KRONOBY must provide SWIFT code KRADFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KRONOBY ANDELSBANK in KRONOBY rely on SWIFT code KRADFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KRONOBY ANDELSBANK →

For cheque clearing or NACH mandates, use the MICR code for KRONOBY ANDELSBANK →

For TDS challan deposits, find the BSR code for KRONOBY ANDELSBANK →

How SWIFT Code KRADFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code KRADFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KRONOBY ANDELSBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KRONOBY ANDELSBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KRADFI21

• Spaces or lowercase letters — Always enter KRADFI21 uppercase with no spaces.
• Using the wrong city — This code is for KRONOBY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KRADFI21 directly with KRONOBY ANDELSBANK's KRONOBY branch or via the SWIFT BIC Directory.