SWIFT Code HAOKFI21 — HARJAVALLAN OSUUSPANKKI, HARJAVALTA

About SWIFT Code HAOKFI21 — HARJAVALLAN OSUUSPANKKI, HARJAVALTA

SWIFT code HAOKFI21 is the official 8-character head-office BIC (Bank Identifier Code) for HARJAVALLAN OSUUSPANKKI in HARJAVALTA, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HARJAVALLAN OSUUSPANKKI for all outward international remittances from HARJAVALTA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HAOKFI21

The code HAOKFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HAOKFI21

Receiving International Wire Transfers

To receive money from abroad at your HARJAVALLAN OSUUSPANKKI account in HARJAVALTA, share SWIFT code HAOKFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HARJAVALLAN OSUUSPANKKI, HARJAVALTA must provide SWIFT code HAOKFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HARJAVALLAN OSUUSPANKKI in HARJAVALTA rely on SWIFT code HAOKFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HARJAVALLAN OSUUSPANKKI →

For cheque clearing or NACH mandates, use the MICR code for HARJAVALLAN OSUUSPANKKI →

For TDS challan deposits, find the BSR code for HARJAVALLAN OSUUSPANKKI →

How SWIFT Code HAOKFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HAOKFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HARJAVALLAN OSUUSPANKKI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HARJAVALLAN OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HAOKFI21

• Spaces or lowercase letters — Always enter HAOKFI21 uppercase with no spaces.
• Using the wrong city — This code is for HARJAVALTA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HAOKFI21 directly with HARJAVALLAN OSUUSPANKKI's HARJAVALTA branch or via the SWIFT BIC Directory.