SWIFT Code HAOUFI21 — HAAPAJARVEN OSUUSPANKKI, HAAPAJARVI

About SWIFT Code HAOUFI21 — HAAPAJARVEN OSUUSPANKKI, HAAPAJARVI

SWIFT code HAOUFI21 is the official 8-character head-office BIC (Bank Identifier Code) for HAAPAJARVEN OSUUSPANKKI in HAAPAJARVI, Finland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HAAPAJARVEN OSUUSPANKKI for all outward international remittances from HAAPAJARVI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HAOUFI21

The code HAOUFI21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HAOUFI21

Receiving International Wire Transfers

To receive money from abroad at your HAAPAJARVEN OSUUSPANKKI account in HAAPAJARVI, share SWIFT code HAOUFI21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HAAPAJARVEN OSUUSPANKKI, HAAPAJARVI must provide SWIFT code HAOUFI21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HAAPAJARVEN OSUUSPANKKI in HAAPAJARVI rely on SWIFT code HAOUFI21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HAAPAJARVEN OSUUSPANKKI →

For cheque clearing or NACH mandates, use the MICR code for HAAPAJARVEN OSUUSPANKKI →

For TDS challan deposits, find the BSR code for HAAPAJARVEN OSUUSPANKKI →

How SWIFT Code HAOUFI21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HAOUFI21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HAAPAJARVEN OSUUSPANKKI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HAAPAJARVEN OSUUSPANKKI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HAOUFI21

• Spaces or lowercase letters — Always enter HAOUFI21 uppercase with no spaces.
• Using the wrong city — This code is for HAAPAJARVI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Finland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HAOUFI21 directly with HAAPAJARVEN OSUUSPANKKI's HAAPAJARVI branch or via the SWIFT BIC Directory.