SWIFT Code PHAREGCA — PHAROS SECURITIES, CAIRO

About SWIFT Code PHAREGCA — PHAROS SECURITIES, CAIRO

SWIFT code PHAREGCA is the official 8-character head-office BIC (Bank Identifier Code) for PHAROS SECURITIES in CAIRO, Egypt. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PHAROS SECURITIES for all outward international remittances from CAIRO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PHAREGCA

The code PHAREGCA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PHAREGCA

Receiving International Wire Transfers

To receive money from abroad at your PHAROS SECURITIES account in CAIRO, share SWIFT code PHAREGCA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PHAROS SECURITIES, CAIRO must provide SWIFT code PHAREGCA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PHAROS SECURITIES in CAIRO rely on SWIFT code PHAREGCA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PHAROS SECURITIES →

For cheque clearing or NACH mandates, use the MICR code for PHAROS SECURITIES →

For TDS challan deposits, find the BSR code for PHAROS SECURITIES →

How SWIFT Code PHAREGCA Routes an International Transfer

1. Initiation: The sender provides SWIFT code PHAREGCA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PHAROS SECURITIES.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PHAROS SECURITIES receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PHAREGCA

• Spaces or lowercase letters — Always enter PHAREGCA uppercase with no spaces.
• Using the wrong city — This code is for CAIRO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Egypt.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PHAREGCA directly with PHAROS SECURITIES's CAIRO branch or via the SWIFT BIC Directory.