SWIFT Code LOYDECE1200 — LLOYDS TSB BANK PLC, GUAYAQUIL

About SWIFT Code LOYDECE1200 — LLOYDS TSB BANK PLC, GUAYAQUIL

SWIFT code LOYDECE1200 is the official 11-character branch-specific BIC (Bank Identifier Code) for LLOYDS TSB BANK PLC in GUAYAQUIL, Ecuador. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LLOYDS TSB BANK PLC for all outward international remittances from GUAYAQUIL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LOYDECE1200

The code LOYDECE1200 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LOYDECE1200

Receiving International Wire Transfers

To receive money from abroad at your LLOYDS TSB BANK PLC account in GUAYAQUIL, share SWIFT code LOYDECE1200 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LLOYDS TSB BANK PLC, GUAYAQUIL must provide SWIFT code LOYDECE1200. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LLOYDS TSB BANK PLC in GUAYAQUIL rely on SWIFT code LOYDECE1200 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LLOYDS TSB BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for LLOYDS TSB BANK PLC →

For TDS challan deposits, find the BSR code for LLOYDS TSB BANK PLC →

How SWIFT Code LOYDECE1200 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LOYDECE1200 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LLOYDS TSB BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LLOYDS TSB BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LOYDECE1200

• Spaces or lowercase letters — Always enter LOYDECE1200 uppercase with no spaces.
• Using the wrong city — This code is for GUAYAQUIL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ecuador.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LOYDECE1200 directly with LLOYDS TSB BANK PLC's GUAYAQUIL branch or via the SWIFT BIC Directory.