SWIFT Code CJSPECE1 — CAJA SOLIDARIA PASA, AMBATO

About SWIFT Code CJSPECE1 — CAJA SOLIDARIA PASA, AMBATO

SWIFT code CJSPECE1 is the official 8-character head-office BIC (Bank Identifier Code) for CAJA SOLIDARIA PASA in AMBATO, Ecuador. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA SOLIDARIA PASA for all outward international remittances from AMBATO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CJSPECE1

The code CJSPECE1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CJSPECE1

Receiving International Wire Transfers

To receive money from abroad at your CAJA SOLIDARIA PASA account in AMBATO, share SWIFT code CJSPECE1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA SOLIDARIA PASA, AMBATO must provide SWIFT code CJSPECE1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA SOLIDARIA PASA in AMBATO rely on SWIFT code CJSPECE1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA SOLIDARIA PASA →

For cheque clearing or NACH mandates, use the MICR code for CAJA SOLIDARIA PASA →

For TDS challan deposits, find the BSR code for CAJA SOLIDARIA PASA →

How SWIFT Code CJSPECE1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CJSPECE1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA SOLIDARIA PASA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA SOLIDARIA PASA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CJSPECE1

• Spaces or lowercase letters — Always enter CJSPECE1 uppercase with no spaces.
• Using the wrong city — This code is for AMBATO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ecuador.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CJSPECE1 directly with CAJA SOLIDARIA PASA's AMBATO branch or via the SWIFT BIC Directory.