SWIFT Code AAROECE1 — CAJA DE AHORRO Y CREDITO FRONTERA SUR, GONZANAMA
Verified SWIFT/BIC code for CAJA DE AHORRO Y CREDITO FRONTERA SUR in GONZANAMA, Ecuador. Use this code for international wire transfers.
GONZANAMA
CAJA DE AHORRO Y CREDITO FRONTERA SUR · Ecuador
SWIFT / BIC Code
AAROECE1
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
GONZANAMA
City
Country Code
EC
Connection Status
Active
About SWIFT Code AAROECE1 — CAJA DE AHORRO Y CREDITO FRONTERA SUR, GONZANAMA
SWIFT code AAROECE1 is the official 8-character head-office BIC (Bank Identifier Code) for CAJA DE AHORRO Y CREDITO FRONTERA SUR in GONZANAMA, Ecuador. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by CAJA DE AHORRO Y CREDITO FRONTERA SUR for all outward international remittances from GONZANAMA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code AAROECE1
The code AAROECE1 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | AARO | 4 letters | Identifies CAJA DE AHORRO Y CREDITO FRONTERA SUR as the institution |
| Country Code | EC | 2 letters | ISO 3166-1 alpha-2 code for Ecuador |
| Location Code | E1 | 2 chars | City/region identifier within Ecuador |
When to Use SWIFT Code AAROECE1
Receiving International Wire Transfers
To receive money from abroad at your CAJA DE AHORRO Y CREDITO FRONTERA SUR account in GONZANAMA, share SWIFT code AAROECE1 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at CAJA DE AHORRO Y CREDITO FRONTERA SUR, GONZANAMA must provide SWIFT code AAROECE1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using CAJA DE AHORRO Y CREDITO FRONTERA SUR in GONZANAMA rely on SWIFT code AAROECE1 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT AAROECE1 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA DE AHORRO Y CREDITO FRONTERA SUR →
For cheque clearing or NACH mandates, use the MICR code for CAJA DE AHORRO Y CREDITO FRONTERA SUR →
For TDS challan deposits, find the BSR code for CAJA DE AHORRO Y CREDITO FRONTERA SUR →
How SWIFT Code AAROECE1 Routes an International Transfer
- Initiation: The sender provides SWIFT code AAROECE1 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to CAJA DE AHORRO Y CREDITO FRONTERA SUR.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: CAJA DE AHORRO Y CREDITO FRONTERA SUR receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code AAROECE1
- Spaces or lowercase letters — Always enter
AAROECE1uppercase with no spaces. - Using the wrong city — This code is for GONZANAMA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ecuador.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AAROECE1 directly with CAJA DE AHORRO Y CREDITO FRONTERA SUR's GONZANAMA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against CAJA DE AHORRO Y CREDITO FRONTERA SUR's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
