SWIFT Code GUAYECEG300 — BANCO DE GUAYAQUIL, CUENCA

About SWIFT Code GUAYECEG300 — BANCO DE GUAYAQUIL, CUENCA

SWIFT code GUAYECEG300 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCO DE GUAYAQUIL in CUENCA, Ecuador. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO DE GUAYAQUIL for all outward international remittances from CUENCA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GUAYECEG300

The code GUAYECEG300 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GUAYECEG300

Receiving International Wire Transfers

To receive money from abroad at your BANCO DE GUAYAQUIL account in CUENCA, share SWIFT code GUAYECEG300 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO DE GUAYAQUIL, CUENCA must provide SWIFT code GUAYECEG300. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO DE GUAYAQUIL in CUENCA rely on SWIFT code GUAYECEG300 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO DE GUAYAQUIL →

For cheque clearing or NACH mandates, use the MICR code for BANCO DE GUAYAQUIL →

For TDS challan deposits, find the BSR code for BANCO DE GUAYAQUIL →

How SWIFT Code GUAYECEG300 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GUAYECEG300 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO DE GUAYAQUIL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO DE GUAYAQUIL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GUAYECEG300

• Spaces or lowercase letters — Always enter GUAYECEG300 uppercase with no spaces.
• Using the wrong city — This code is for CUENCA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ecuador.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GUAYECEG300 directly with BANCO DE GUAYAQUIL's CUENCA branch or via the SWIFT BIC Directory.