SWIFT Code GIBACZPX — CESKA SPORITELNA A.S., PRAGUE

About SWIFT Code GIBACZPX — CESKA SPORITELNA A.S., PRAGUE

SWIFT code GIBACZPX is the official 8-character head-office BIC (Bank Identifier Code) for CESKA SPORITELNA A.S. in PRAGUE, Czech Republic. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CESKA SPORITELNA A.S. for all outward international remittances from PRAGUE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GIBACZPX

The code GIBACZPX follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GIBACZPX

Receiving International Wire Transfers

To receive money from abroad at your CESKA SPORITELNA A.S. account in PRAGUE, share SWIFT code GIBACZPX with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CESKA SPORITELNA A.S., PRAGUE must provide SWIFT code GIBACZPX. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CESKA SPORITELNA A.S. in PRAGUE rely on SWIFT code GIBACZPX for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CESKA SPORITELNA A.S. →

For cheque clearing or NACH mandates, use the MICR code for CESKA SPORITELNA A.S. →

For TDS challan deposits, find the BSR code for CESKA SPORITELNA A.S. →

How SWIFT Code GIBACZPX Routes an International Transfer

1. Initiation: The sender provides SWIFT code GIBACZPX and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CESKA SPORITELNA A.S..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CESKA SPORITELNA A.S. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GIBACZPX

• Spaces or lowercase letters — Always enter GIBACZPX uppercase with no spaces.
• Using the wrong city — This code is for PRAGUE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Czech Republic.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GIBACZPX directly with CESKA SPORITELNA A.S.'s PRAGUE branch or via the SWIFT BIC Directory.