SWIFT Code UNVKCY2N — USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD), NICOSIA (LEFKOSIA)

About SWIFT Code UNVKCY2N — USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD), NICOSIA (LEFKOSIA)

SWIFT code UNVKCY2N is the official 8-character head-office BIC (Bank Identifier Code) for USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) in NICOSIA (LEFKOSIA), Cyprus. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) for all outward international remittances from NICOSIA (LEFKOSIA). Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNVKCY2N

The code UNVKCY2N follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNVKCY2N

Receiving International Wire Transfers

To receive money from abroad at your USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) account in NICOSIA (LEFKOSIA), share SWIFT code UNVKCY2N with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD), NICOSIA (LEFKOSIA) must provide SWIFT code UNVKCY2N. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) in NICOSIA (LEFKOSIA) rely on SWIFT code UNVKCY2N for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) →

For cheque clearing or NACH mandates, use the MICR code for USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) →

For TDS challan deposits, find the BSR code for USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) →

How SWIFT Code UNVKCY2N Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNVKCY2N and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNVKCY2N

• Spaces or lowercase letters — Always enter UNVKCY2N uppercase with no spaces.
• Using the wrong city — This code is for NICOSIA (LEFKOSIA) only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Cyprus.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNVKCY2N directly with USB BANK PLC (FORMERLY UNIVERSAL BANK PUBLIC LTD)'s NICOSIA (LEFKOSIA) branch or via the SWIFT BIC Directory.