SWIFT Code ZABAHR2XBJE — ZAGREBACKA BANKA DD, BJELOVAR
Verified SWIFT/BIC code for ZAGREBACKA BANKA DD in BJELOVAR, Croatia. Use this code for international wire transfers.
BJELOVAR
ZAGREBACKA BANKA DD · Croatia
SWIFT / BIC Code
ZABAHR2XBJE
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(BJELOVAR BRANCH)
City
Country Code
HR
Connection Status
Active
About SWIFT Code ZABAHR2XBJE — ZAGREBACKA BANKA DD, BJELOVAR
SWIFT code ZABAHR2XBJE is the official 11-character branch-specific BIC (Bank Identifier Code) for ZAGREBACKA BANKA DD in BJELOVAR, Croatia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by ZAGREBACKA BANKA DD for all outward international remittances from BJELOVAR. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code ZABAHR2XBJE
The code ZABAHR2XBJE follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | ZABA | 4 letters | Identifies ZAGREBACKA BANKA DD as the institution |
| Country Code | HR | 2 letters | ISO 3166-1 alpha-2 code for Croatia |
| Location Code | 2X | 2 chars | City/region identifier within Croatia |
| Branch Code | BJE | 3 chars | Identifies the specific BJELOVAR branch |
When to Use SWIFT Code ZABAHR2XBJE
Receiving International Wire Transfers
To receive money from abroad at your ZAGREBACKA BANKA DD account in BJELOVAR, share SWIFT code ZABAHR2XBJE with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at ZAGREBACKA BANKA DD, BJELOVAR must provide SWIFT code ZABAHR2XBJE. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using ZAGREBACKA BANKA DD in BJELOVAR rely on SWIFT code ZABAHR2XBJE for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT ZABAHR2XBJE | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ZAGREBACKA BANKA DD →
For cheque clearing or NACH mandates, use the MICR code for ZAGREBACKA BANKA DD →
For TDS challan deposits, find the BSR code for ZAGREBACKA BANKA DD →
How SWIFT Code ZABAHR2XBJE Routes an International Transfer
- Initiation: The sender provides SWIFT code ZABAHR2XBJE and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to ZAGREBACKA BANKA DD.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: ZAGREBACKA BANKA DD receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code ZABAHR2XBJE
- Spaces or lowercase letters — Always enter
ZABAHR2XBJEuppercase with no spaces. - Using the wrong city — This code is for BJELOVAR only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Croatia.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZABAHR2XBJE directly with ZAGREBACKA BANKA DD's BJELOVAR branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against ZAGREBACKA BANKA DD's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
