SWIFT Code VBVZHR22 — VABA D.D. BANKA VARAZDIN, VARAZDIN

About SWIFT Code VBVZHR22 — VABA D.D. BANKA VARAZDIN, VARAZDIN

SWIFT code VBVZHR22 is the official 8-character head-office BIC (Bank Identifier Code) for VABA D.D. BANKA VARAZDIN in VARAZDIN, Croatia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VABA D.D. BANKA VARAZDIN for all outward international remittances from VARAZDIN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VBVZHR22

The code VBVZHR22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VBVZHR22

Receiving International Wire Transfers

To receive money from abroad at your VABA D.D. BANKA VARAZDIN account in VARAZDIN, share SWIFT code VBVZHR22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VABA D.D. BANKA VARAZDIN, VARAZDIN must provide SWIFT code VBVZHR22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VABA D.D. BANKA VARAZDIN in VARAZDIN rely on SWIFT code VBVZHR22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VABA D.D. BANKA VARAZDIN →

For cheque clearing or NACH mandates, use the MICR code for VABA D.D. BANKA VARAZDIN →

For TDS challan deposits, find the BSR code for VABA D.D. BANKA VARAZDIN →

How SWIFT Code VBVZHR22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VBVZHR22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VABA D.D. BANKA VARAZDIN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VABA D.D. BANKA VARAZDIN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VBVZHR22

• Spaces or lowercase letters — Always enter VBVZHR22 uppercase with no spaces.
• Using the wrong city — This code is for VARAZDIN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Croatia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VBVZHR22 directly with VABA D.D. BANKA VARAZDIN's VARAZDIN branch or via the SWIFT BIC Directory.