SWIFT Code BSNJCRSJ — BANCO BAC SAN JOSE, SAN JOSE

About SWIFT Code BSNJCRSJ — BANCO BAC SAN JOSE, SAN JOSE

SWIFT code BSNJCRSJ is the official 8-character head-office BIC (Bank Identifier Code) for BANCO BAC SAN JOSE in SAN JOSE, Costa Rica. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCO BAC SAN JOSE for all outward international remittances from SAN JOSE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BSNJCRSJ

The code BSNJCRSJ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BSNJCRSJ

Receiving International Wire Transfers

To receive money from abroad at your BANCO BAC SAN JOSE account in SAN JOSE, share SWIFT code BSNJCRSJ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCO BAC SAN JOSE, SAN JOSE must provide SWIFT code BSNJCRSJ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCO BAC SAN JOSE in SAN JOSE rely on SWIFT code BSNJCRSJ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO BAC SAN JOSE →

For cheque clearing or NACH mandates, use the MICR code for BANCO BAC SAN JOSE →

For TDS challan deposits, find the BSR code for BANCO BAC SAN JOSE →

How SWIFT Code BSNJCRSJ Routes an International Transfer

1. Initiation: The sender provides SWIFT code BSNJCRSJ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCO BAC SAN JOSE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCO BAC SAN JOSE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BSNJCRSJ

• Spaces or lowercase letters — Always enter BSNJCRSJ uppercase with no spaces.
• Using the wrong city — This code is for SAN JOSE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Costa Rica.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BSNJCRSJ directly with BANCO BAC SAN JOSE's SAN JOSE branch or via the SWIFT BIC Directory.