SWIFT Code CPSBCKCA — CAPITAL SECURITY BANK LIMITED, AVARUA

About SWIFT Code CPSBCKCA — CAPITAL SECURITY BANK LIMITED, AVARUA

SWIFT code CPSBCKCA is the official 8-character head-office BIC (Bank Identifier Code) for CAPITAL SECURITY BANK LIMITED in AVARUA, Cook Islands. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAPITAL SECURITY BANK LIMITED for all outward international remittances from AVARUA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CPSBCKCA

The code CPSBCKCA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CPSBCKCA

Receiving International Wire Transfers

To receive money from abroad at your CAPITAL SECURITY BANK LIMITED account in AVARUA, share SWIFT code CPSBCKCA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAPITAL SECURITY BANK LIMITED, AVARUA must provide SWIFT code CPSBCKCA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAPITAL SECURITY BANK LIMITED in AVARUA rely on SWIFT code CPSBCKCA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAPITAL SECURITY BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CAPITAL SECURITY BANK LIMITED →

For TDS challan deposits, find the BSR code for CAPITAL SECURITY BANK LIMITED →

How SWIFT Code CPSBCKCA Routes an International Transfer

1. Initiation: The sender provides SWIFT code CPSBCKCA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAPITAL SECURITY BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAPITAL SECURITY BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CPSBCKCA

• Spaces or lowercase letters — Always enter CPSBCKCA uppercase with no spaces.
• Using the wrong city — This code is for AVARUA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Cook Islands.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CPSBCKCA directly with CAPITAL SECURITY BANK LIMITED's AVARUA branch or via the SWIFT BIC Directory.