SWIFT Code BCMACGCG — CREDIT DU CONGO, POINTE-NOIRE

About SWIFT Code BCMACGCG — CREDIT DU CONGO, POINTE-NOIRE

SWIFT code BCMACGCG is the official 8-character head-office BIC (Bank Identifier Code) for CREDIT DU CONGO in POINTE-NOIRE, Congo, Republic. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CREDIT DU CONGO for all outward international remittances from POINTE-NOIRE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCMACGCG

The code BCMACGCG follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCMACGCG

Receiving International Wire Transfers

To receive money from abroad at your CREDIT DU CONGO account in POINTE-NOIRE, share SWIFT code BCMACGCG with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CREDIT DU CONGO, POINTE-NOIRE must provide SWIFT code BCMACGCG. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CREDIT DU CONGO in POINTE-NOIRE rely on SWIFT code BCMACGCG for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDIT DU CONGO →

For cheque clearing or NACH mandates, use the MICR code for CREDIT DU CONGO →

For TDS challan deposits, find the BSR code for CREDIT DU CONGO →

How SWIFT Code BCMACGCG Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCMACGCG and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CREDIT DU CONGO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CREDIT DU CONGO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCMACGCG

• Spaces or lowercase letters — Always enter BCMACGCG uppercase with no spaces.
• Using the wrong city — This code is for POINTE-NOIRE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Congo, Republic.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCMACGCG directly with CREDIT DU CONGO's POINTE-NOIRE branch or via the SWIFT BIC Directory.