SWIFT Code BCHCCGCG — BANQUE CONGOLAISE DE L'HABITAT, BRAZZAVILLE

About SWIFT Code BCHCCGCG — BANQUE CONGOLAISE DE L'HABITAT, BRAZZAVILLE

SWIFT code BCHCCGCG is the official 8-character head-office BIC (Bank Identifier Code) for BANQUE CONGOLAISE DE L'HABITAT in BRAZZAVILLE, Congo, Republic. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE CONGOLAISE DE L'HABITAT for all outward international remittances from BRAZZAVILLE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCHCCGCG

The code BCHCCGCG follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCHCCGCG

Receiving International Wire Transfers

To receive money from abroad at your BANQUE CONGOLAISE DE L'HABITAT account in BRAZZAVILLE, share SWIFT code BCHCCGCG with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE CONGOLAISE DE L'HABITAT, BRAZZAVILLE must provide SWIFT code BCHCCGCG. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE CONGOLAISE DE L'HABITAT in BRAZZAVILLE rely on SWIFT code BCHCCGCG for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE CONGOLAISE DE L'HABITAT →

For cheque clearing or NACH mandates, use the MICR code for BANQUE CONGOLAISE DE L'HABITAT →

For TDS challan deposits, find the BSR code for BANQUE CONGOLAISE DE L'HABITAT →

How SWIFT Code BCHCCGCG Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCHCCGCG and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE CONGOLAISE DE L'HABITAT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE CONGOLAISE DE L'HABITAT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCHCCGCG

• Spaces or lowercase letters — Always enter BCHCCGCG uppercase with no spaces.
• Using the wrong city — This code is for BRAZZAVILLE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Congo, Republic.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCHCCGCG directly with BANQUE CONGOLAISE DE L'HABITAT's BRAZZAVILLE branch or via the SWIFT BIC Directory.