SWIFT Code BGFICDKI — BGFIBANK RDC, KINSHASA

About SWIFT Code BGFICDKI — BGFIBANK RDC, KINSHASA

SWIFT code BGFICDKI is the official 8-character head-office BIC (Bank Identifier Code) for BGFIBANK RDC in KINSHASA, Congo, Democratic Republic. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BGFIBANK RDC for all outward international remittances from KINSHASA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BGFICDKI

The code BGFICDKI follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BGFICDKI

Receiving International Wire Transfers

To receive money from abroad at your BGFIBANK RDC account in KINSHASA, share SWIFT code BGFICDKI with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BGFIBANK RDC, KINSHASA must provide SWIFT code BGFICDKI. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BGFIBANK RDC in KINSHASA rely on SWIFT code BGFICDKI for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BGFIBANK RDC →

For cheque clearing or NACH mandates, use the MICR code for BGFIBANK RDC →

For TDS challan deposits, find the BSR code for BGFIBANK RDC →

How SWIFT Code BGFICDKI Routes an International Transfer

1. Initiation: The sender provides SWIFT code BGFICDKI and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BGFIBANK RDC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BGFIBANK RDC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BGFICDKI

• Spaces or lowercase letters — Always enter BGFICDKI uppercase with no spaces.
• Using the wrong city — This code is for KINSHASA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Congo, Democratic Republic.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BGFICDKI directly with BGFIBANK RDC's KINSHASA branch or via the SWIFT BIC Directory.