SWIFT Code BIACCDKI — BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC), KINSHASA

About SWIFT Code BIACCDKI — BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC), KINSHASA

SWIFT code BIACCDKI is the official 8-character head-office BIC (Bank Identifier Code) for BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) in KINSHASA, Congo, Democratic Republic. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) for all outward international remittances from KINSHASA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BIACCDKI

The code BIACCDKI follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BIACCDKI

Receiving International Wire Transfers

To receive money from abroad at your BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) account in KINSHASA, share SWIFT code BIACCDKI with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC), KINSHASA must provide SWIFT code BIACCDKI. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) in KINSHASA rely on SWIFT code BIACCDKI for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) →

For cheque clearing or NACH mandates, use the MICR code for BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) →

For TDS challan deposits, find the BSR code for BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) →

How SWIFT Code BIACCDKI Routes an International Transfer

1. Initiation: The sender provides SWIFT code BIACCDKI and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BIACCDKI

• Spaces or lowercase letters — Always enter BIACCDKI uppercase with no spaces.
• Using the wrong city — This code is for KINSHASA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Congo, Democratic Republic.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BIACCDKI directly with BANQUE INTERNATIONALE POUR L'AFRIQUE AU CONGO (BIAC)'s KINSHASA branch or via the SWIFT BIC Directory.