SWIFT Code BCDCCDKI03L — BANQUE COMMERCIALE DU CONGO, LUBUMBASHI

About SWIFT Code BCDCCDKI03L — BANQUE COMMERCIALE DU CONGO, LUBUMBASHI

SWIFT code BCDCCDKI03L is the official 11-character branch-specific BIC (Bank Identifier Code) for BANQUE COMMERCIALE DU CONGO in LUBUMBASHI, Congo, Democratic Republic. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE COMMERCIALE DU CONGO for all outward international remittances from LUBUMBASHI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCDCCDKI03L

The code BCDCCDKI03L follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCDCCDKI03L

Receiving International Wire Transfers

To receive money from abroad at your BANQUE COMMERCIALE DU CONGO account in LUBUMBASHI, share SWIFT code BCDCCDKI03L with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE COMMERCIALE DU CONGO, LUBUMBASHI must provide SWIFT code BCDCCDKI03L. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE COMMERCIALE DU CONGO in LUBUMBASHI rely on SWIFT code BCDCCDKI03L for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE COMMERCIALE DU CONGO →

For cheque clearing or NACH mandates, use the MICR code for BANQUE COMMERCIALE DU CONGO →

For TDS challan deposits, find the BSR code for BANQUE COMMERCIALE DU CONGO →

How SWIFT Code BCDCCDKI03L Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCDCCDKI03L and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE COMMERCIALE DU CONGO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE COMMERCIALE DU CONGO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCDCCDKI03L

• Spaces or lowercase letters — Always enter BCDCCDKI03L uppercase with no spaces.
• Using the wrong city — This code is for LUBUMBASHI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Congo, Democratic Republic.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCDCCDKI03L directly with BANQUE COMMERCIALE DU CONGO's LUBUMBASHI branch or via the SWIFT BIC Directory.