SWIFT Code PHRCCNSH — ZHEJIANG PINGHU RURAL COOPERATIVE BANK, PINGHU

About SWIFT Code PHRCCNSH — ZHEJIANG PINGHU RURAL COOPERATIVE BANK, PINGHU

SWIFT code PHRCCNSH is the official 8-character head-office BIC (Bank Identifier Code) for ZHEJIANG PINGHU RURAL COOPERATIVE BANK in PINGHU, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ZHEJIANG PINGHU RURAL COOPERATIVE BANK for all outward international remittances from PINGHU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PHRCCNSH

The code PHRCCNSH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PHRCCNSH

Receiving International Wire Transfers

To receive money from abroad at your ZHEJIANG PINGHU RURAL COOPERATIVE BANK account in PINGHU, share SWIFT code PHRCCNSH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ZHEJIANG PINGHU RURAL COOPERATIVE BANK, PINGHU must provide SWIFT code PHRCCNSH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ZHEJIANG PINGHU RURAL COOPERATIVE BANK in PINGHU rely on SWIFT code PHRCCNSH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ZHEJIANG PINGHU RURAL COOPERATIVE BANK →

For cheque clearing or NACH mandates, use the MICR code for ZHEJIANG PINGHU RURAL COOPERATIVE BANK →

For TDS challan deposits, find the BSR code for ZHEJIANG PINGHU RURAL COOPERATIVE BANK →

How SWIFT Code PHRCCNSH Routes an International Transfer

1. Initiation: The sender provides SWIFT code PHRCCNSH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ZHEJIANG PINGHU RURAL COOPERATIVE BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ZHEJIANG PINGHU RURAL COOPERATIVE BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PHRCCNSH

• Spaces or lowercase letters — Always enter PHRCCNSH uppercase with no spaces.
• Using the wrong city — This code is for PINGHU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PHRCCNSH directly with ZHEJIANG PINGHU RURAL COOPERATIVE BANK's PINGHU branch or via the SWIFT BIC Directory.