SWIFT Code ZFRBCNBQ — YANTAI RURAL COMMERCIAL BANK CO.,LTD, YANTAI

About SWIFT Code ZFRBCNBQ — YANTAI RURAL COMMERCIAL BANK CO.,LTD, YANTAI

SWIFT code ZFRBCNBQ is the official 8-character head-office BIC (Bank Identifier Code) for YANTAI RURAL COMMERCIAL BANK CO.,LTD in YANTAI, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by YANTAI RURAL COMMERCIAL BANK CO.,LTD for all outward international remittances from YANTAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZFRBCNBQ

The code ZFRBCNBQ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZFRBCNBQ

Receiving International Wire Transfers

To receive money from abroad at your YANTAI RURAL COMMERCIAL BANK CO.,LTD account in YANTAI, share SWIFT code ZFRBCNBQ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at YANTAI RURAL COMMERCIAL BANK CO.,LTD, YANTAI must provide SWIFT code ZFRBCNBQ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using YANTAI RURAL COMMERCIAL BANK CO.,LTD in YANTAI rely on SWIFT code ZFRBCNBQ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for YANTAI RURAL COMMERCIAL BANK CO.,LTD →

For cheque clearing or NACH mandates, use the MICR code for YANTAI RURAL COMMERCIAL BANK CO.,LTD →

For TDS challan deposits, find the BSR code for YANTAI RURAL COMMERCIAL BANK CO.,LTD →

How SWIFT Code ZFRBCNBQ Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZFRBCNBQ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to YANTAI RURAL COMMERCIAL BANK CO.,LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: YANTAI RURAL COMMERCIAL BANK CO.,LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZFRBCNBQ

• Spaces or lowercase letters — Always enter ZFRBCNBQ uppercase with no spaces.
• Using the wrong city — This code is for YANTAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZFRBCNBQ directly with YANTAI RURAL COMMERCIAL BANK CO.,LTD's YANTAI branch or via the SWIFT BIC Directory.