SWIFT Code IBXHCNBANDB — XIAMEN INTERNATIONAL BANK CO., LTD, NINGDE

About SWIFT Code IBXHCNBANDB — XIAMEN INTERNATIONAL BANK CO., LTD, NINGDE

SWIFT code IBXHCNBANDB is the official 11-character branch-specific BIC (Bank Identifier Code) for XIAMEN INTERNATIONAL BANK CO., LTD in NINGDE, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by XIAMEN INTERNATIONAL BANK CO., LTD for all outward international remittances from NINGDE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IBXHCNBANDB

The code IBXHCNBANDB follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IBXHCNBANDB

Receiving International Wire Transfers

To receive money from abroad at your XIAMEN INTERNATIONAL BANK CO., LTD account in NINGDE, share SWIFT code IBXHCNBANDB with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at XIAMEN INTERNATIONAL BANK CO., LTD, NINGDE must provide SWIFT code IBXHCNBANDB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using XIAMEN INTERNATIONAL BANK CO., LTD in NINGDE rely on SWIFT code IBXHCNBANDB for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for XIAMEN INTERNATIONAL BANK CO., LTD →

For cheque clearing or NACH mandates, use the MICR code for XIAMEN INTERNATIONAL BANK CO., LTD →

For TDS challan deposits, find the BSR code for XIAMEN INTERNATIONAL BANK CO., LTD →

How SWIFT Code IBXHCNBANDB Routes an International Transfer

1. Initiation: The sender provides SWIFT code IBXHCNBANDB and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to XIAMEN INTERNATIONAL BANK CO., LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: XIAMEN INTERNATIONAL BANK CO., LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IBXHCNBANDB

• Spaces or lowercase letters — Always enter IBXHCNBANDB uppercase with no spaces.
• Using the wrong city — This code is for NINGDE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IBXHCNBANDB directly with XIAMEN INTERNATIONAL BANK CO., LTD's NINGDE branch or via the SWIFT BIC Directory.