SWIFT Code WIHBCNBXZHA — WING HANG BANK (CHINA) LTD, ZHUHAI

About SWIFT Code WIHBCNBXZHA — WING HANG BANK (CHINA) LTD, ZHUHAI

SWIFT code WIHBCNBXZHA is the official 11-character branch-specific BIC (Bank Identifier Code) for WING HANG BANK (CHINA) LTD in ZHUHAI, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by WING HANG BANK (CHINA) LTD for all outward international remittances from ZHUHAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code WIHBCNBXZHA

The code WIHBCNBXZHA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code WIHBCNBXZHA

Receiving International Wire Transfers

To receive money from abroad at your WING HANG BANK (CHINA) LTD account in ZHUHAI, share SWIFT code WIHBCNBXZHA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at WING HANG BANK (CHINA) LTD, ZHUHAI must provide SWIFT code WIHBCNBXZHA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using WING HANG BANK (CHINA) LTD in ZHUHAI rely on SWIFT code WIHBCNBXZHA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for WING HANG BANK (CHINA) LTD →

For cheque clearing or NACH mandates, use the MICR code for WING HANG BANK (CHINA) LTD →

For TDS challan deposits, find the BSR code for WING HANG BANK (CHINA) LTD →

How SWIFT Code WIHBCNBXZHA Routes an International Transfer

1. Initiation: The sender provides SWIFT code WIHBCNBXZHA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to WING HANG BANK (CHINA) LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: WING HANG BANK (CHINA) LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code WIHBCNBXZHA

• Spaces or lowercase letters — Always enter WIHBCNBXZHA uppercase with no spaces.
• Using the wrong city — This code is for ZHUHAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm WIHBCNBXZHA directly with WING HANG BANK (CHINA) LTD's ZHUHAI branch or via the SWIFT BIC Directory.