SWIFT Code PSBCCNBJ — POSTAL SAVINGS BANK OF CHINA, BEIJING

About SWIFT Code PSBCCNBJ — POSTAL SAVINGS BANK OF CHINA, BEIJING

SWIFT code PSBCCNBJ is the official 8-character head-office BIC (Bank Identifier Code) for POSTAL SAVINGS BANK OF CHINA in BEIJING, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by POSTAL SAVINGS BANK OF CHINA for all outward international remittances from BEIJING. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PSBCCNBJ

The code PSBCCNBJ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PSBCCNBJ

Receiving International Wire Transfers

To receive money from abroad at your POSTAL SAVINGS BANK OF CHINA account in BEIJING, share SWIFT code PSBCCNBJ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at POSTAL SAVINGS BANK OF CHINA, BEIJING must provide SWIFT code PSBCCNBJ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using POSTAL SAVINGS BANK OF CHINA in BEIJING rely on SWIFT code PSBCCNBJ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for POSTAL SAVINGS BANK OF CHINA →

For cheque clearing or NACH mandates, use the MICR code for POSTAL SAVINGS BANK OF CHINA →

For TDS challan deposits, find the BSR code for POSTAL SAVINGS BANK OF CHINA →

How SWIFT Code PSBCCNBJ Routes an International Transfer

1. Initiation: The sender provides SWIFT code PSBCCNBJ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to POSTAL SAVINGS BANK OF CHINA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: POSTAL SAVINGS BANK OF CHINA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PSBCCNBJ

• Spaces or lowercase letters — Always enter PSBCCNBJ uppercase with no spaces.
• Using the wrong city — This code is for BEIJING only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PSBCCNBJ directly with POSTAL SAVINGS BANK OF CHINA's BEIJING branch or via the SWIFT BIC Directory.